Quintessential Financial & Insurance Services Corporation, founded by Scot A. Shier, provides investment and insurance strategies for families and businesses.  As a Registered Representative of NEXT Financial Group, Inc. Scot has access to a  broad range of financial products, while maintaining his independence.  He personally reviews the unique financial needs of each client and provides an in-depth analysis of the recommended investment vehicles available to help them achieve their financial goals. 

IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.

Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.

Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?

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Outlook 2007, Part II
So the economy has begun to slow and there's some talk of a recession in the offing. Is it time to batten down and wait for the storm? Not so fast. Consumers, financial markets, and policymakers are behaving as though there are reasons to be optimistic.

Go Green, But with Care
Socially responsible investing has become a force to be reckoned with.

Where Will You Roll?
An IRA is not really an investment in itself, but rather a special type of account that can be invested in thousands of ways.

Conserve Your Estate
Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

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